1. Background Information

Job Title: Finance Manager

Department: Finance

Reports to: Chief Executive Officer/ Board Directors

Direct Reports: Project Accountant, Reconciliation & Liquidation Accountant

Contract terms: Fixed-term Contract

2. Who we are

MVend Ltd is a Rwandan Financial Technology (FinTech) company with over 10 years of experience in payments integration across East Africa. Since its incorporation in 2013, MVend has led the drive toward digital payments by developing and integrating innovative solutions that connect businesses with payment service providers.

Through its flagship product Gwiza, MVend digitizes the operations of savings groups (VSLAs), helping members build credit histories and access micro-loans. Over 3,800 savings groups across Rwanda are currently using the Gwiza App.

MVend is also a key partner in the KATAZA Project, led by the Development Bank of Rwanda (BRD) and supported by the Mastercard Foundation, promoting financial inclusion and access to digital financial services nationwide.

3. Purpose of the Job

The Finance Manager oversees MVend’s financial operations to ensure accuracy, compliance, and sustainable performance. The role is both strategic and hands-on. They are responsible for managing daily financial activities while progressively strengthening financial systems, digital reporting, and data-driven decision-making.

4. Key Responsibilities:

Financial Leadership & Management 

• Lead day-to-day financial operations including accounting, budgeting, reporting, and reconciliation.
• Provide financial guidance and insights to management and the Board to support strategic decision making.
• Supervise and mentor finance staff to ensure accuracy, accountability, and growth

• Drive continuous improvement and build capacity within the finance team.

Financial Management & Control 

•  Lead budgeting and forecasting processes, including variance analysis and regular reviews.
• Oversee cash flow management and ensure prudent resource allocation.
• Monitor and control financial risks through timely, accurate data and reporting.
• Supervise reconciliation and settlement operations to minimize errors and aged items.
• Work with management to draft quarterly and annual budgets for MVend Limited

Compliance & Reporting 

•  Ensure timely and accurate financial reporting in line with IFRS, RRA, RSE, donor requirements, and MVend standards.
• Support and coordinate audits (internal & external) and implement audit recommendations.
• Ensure full tax compliance and proper documentation of all transactions.
• Maintain long-term financial health of MVend Limited as per the IFRS and local policies

Process Improvement & System Strengthening 

• Recommend and implement practical improvements to financial workflows, reporting tools, and reconciliation processes.
• Draft effective and efficient internal controls and documentation standards for Management and/or Board approval while maintaining monitoring aspects of the same.
• Collaborate with the tech team to support integration of financial workflows with operational systems.

Relationship Management 

• Liaise with auditors, banks, donors, and regulatory bodies to ensure transparent and effective financial relationships.
• Work cross-functionally with Operations, HR, Project and Tech departments to ensure accurate reporting and financial alignment.

5. Performance Indicators/KPIs

• Establishment of structured financial processes and reporting systems.
• Compliance with tax, audit, and donor requirements.
• Timeliness and accuracy of financial statements and reconciliations.
• Reduction of audit queries and compliance risks.
• Team performance and adherence to financial controls.
• Successful implementation system improvements.

• Budgeting accuracy and variance control.

6. Working Relationships

• Internal: CEO/Executive Director, Senior Management Team, Operations, Tech, HR, Customer Support.
• External: Auditors, regulatory bodies (RRA, RSE), funders, banks, vendors.

7. Professional, Academic qualifications and experience

• Bachelor’s degree in Finance, Accounting, or a related field.
• CPA/ACCA qualification required.
• Experience managing financial operations in a fintech or similar field.
• Minimum 5 years of relevant experience in financial management, preferably in startups, NGOs, or fast-growing organizations.
• Proven experience stabilizing or restructuring finance functions.
• Strong accounting and compliance knowledge (IFRS, tax, audit).
• Hands-on management style with the ability to build processes and lead small teams.

8. Core competencies

• Financial planning, budgeting, and reporting
• Internal controls and compliance
• Team leadership and mentoring
• Reconciliation oversight and risk management
• Process improvement and systems thinking
• Team leadership and mentoring
• Analytical and data interpretation skills.

9. Behavioral competencies 

• High integrity and professionalism

• Strong initiative and ownership mentality
• Excellent communication and interpersonal skills
• Analytical and problem-solving abilities
• Calm under pressure; structured and disciplined.
• Ability to thrive in a fast-paced and evolving environment.
• Adaptability and willingness to learn new systems